When it comes to the dividend, VEQT pays no dividends, while VGRO does at 1.92% currently. You can own a portion of thousands of companies and lend to hundreds of countries and businesses with the click of a button. I wonder if XEQT’s assets under management gets big enough someday iShares would set one up? It seems VEQT value only goes up because people think it should be worth more than VGRO due to greater risk. Source: CRSP and FTSE Index Fact Sheets as of December 31, 2017 . Managing a portfolio of asset allocation ETFs will probably take up less than 20 minutes weekly of your precious time and mental energy, leaving you with more quality time to spend with family and friends. Compared to the 2% or higher MER cost of comparable equity mutual funds, you are saving a lot in fees.. How does it compare to robo-advisors? Use of this site constitutes acceptance of our User Agreement and Privacy Policy. A good answer will be supported by relevant and reliable sources. Alright then, let’s jump straight to the list of Top 7 Canadian ETFs, first on the list is the “Vanguard S&P 500 ETF” or VOO. While VGRO is from the Vanguard Fund House, ZSP is from BMO. I’m having trouble choosing between VGRO and VEQT, I’m comparing them on the Vanguard website and the only real, considerable difference I am seeing is VGRO’s exposure to bonds. https://www.vanguardcanada.ca/individual/questionnaire.htm, https://www.advisor.ca/my-practice/conversations/evaluating-risk-tolerance-a-sample-questionnaire/, https://www.sunlife.ca/canada/v/index.jsp?vgnextoid=91710f5b442a9310VgnVCM1000009c80d09fRCRD&vgnextfmt=default&vgnLocale=en_CA. Wondering peoples thoughts and preferences. As you use the questionnaire, keep the following limitations in mind: The sample asset allocations within the questionnaire depend on subjective factors such as your risk tolerance and financial situation. So, you'll likely end up on the wrong side of all of your trades. Also referred to as 'single-ticket' or 'one-ticket' solution funds, these asset allocation ETFs offer investors simplicity and hassle-free portfolio management at a low cost. Using this logic does VGRO not seem like a better long-term play than VEQT and on top of that you get some divident returns from it too? Have the same plan. Being a DIY ETF investor is not particularly hard, but up until recently, it was not particularly easy, either. VGRO is Vanguard’s Growth Portfolio ETF, and is also consists of many other Vanguard ETFs. And everyday in the 2nd and 3rd quarter of 2020 the closing price has been within 0.25% of the NAV. Retirement VGRO has more Canadian bias compared to XGRO which some people say is slightly better due to lower fees. Be patient with others. Join our "Finance" Discord - https://discord.gg/FW58RSC, Auto I knew they were modifications of the old CBN and CBD ETFs. Need advice about Wealthsimple vs. all-in-one ETF. It seems VEQT value only goes up because people think it should be worth more than VGRO due to greater risk. Employment Clearly VEQT has no bond component and therefor making it more aggressive then the VGRO growth portfolio. Consider these factors that are commonly associated with understanding your risk level (not comprehensive): Liquidity - Is it possible that you will need the funds in the short term, or on short notice? Important information. Even if you could handle a riskier portfolio, you still aren't doing wrong by holding 40 % bonds and keeping fees down. Protip: ALWAYS, I repeat, ALWAYS negotiate with your cellphone/Internet carrier prior to accepting the rate that they offer. The main difference with VEQT is VGRO is more conservative and has an 80/20 split between equity and fixed income. [–]TrackInternational51[S] 0 points1 point2 points 2 months ago (2 children). Generally speaking funds potentially needed in <3-5 years should have less (or even zero) risk associated with them, and the longer the time horizon the more risk you might be willing to bear. Meta Get an ad-free experience with special benefits, and directly support Reddit. I'll consider moving back to VGRO once I hit 50 years old, but right now (40), I'm willing to accept the volatility. This is because Vanguard is constantly creating and destroying units of the ETF to ensure that its price remains in line with the value of the underlying assets. We will evaluate if your topic is suitable for the subreddit and will set a date to avoid conflicts. Refrain from "judging" the financial situation of others - whether their situation is dire or well-off. In recent weeks, I've been writing about how it's getting easier and cheaper to build a solid globally diversified portfolio using all-in-one ETFs. Be realistic with yourself, and take a risk questionniare. [–]eggbites 2 points3 points4 points 2 months ago (0 children). This covers a very wide variety of topics, including banking, employment, budgeting, minimizing recurring or popular expenses, advice for large purchases, and more. Since both VEQT & VGRO are new funds, we lack some historical data. From the point of view of an ordinary investor, there should never be much deviation for a popular ETF. This is because, as I explain in my other comment, there are people who can make an immediate and risk-free profit from any deviation. They are great products. Simplify Your Investing with All-In-One ETFs like VBAL, VGRO and VEQT It’s never been easier to invest your money at a low cost. REDDIT and the ALIEN Logo are registered trademarks of reddit inc. π Rendered by PID 7161 on r2-app-0937bff9e19830283 at 2020-12-18 20:52:43.590669+00:00 running e1b8cae country code: VN. They track solid indexes, are globally diversified, have low fees, and are passively managed. 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